Insurance Licensing InsNV_Health02 : NV Accident and Health

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

Question #1
If coverage has stayed in force with the same insurance company, what is the maximum number of years for which reconstructive surgery (mastectomy) benefits must be provided?

A. 1
B. 5
C. 7
D. 3

Question #2
An incorporated licensee who seeks to do business under a fictitious name is required to file a document about the name with the:

A. National Association of Health Underwriters
B. Nevada Attorney General ' s office
C. Nevada Insurance Commissioner
D. National Association of Insurance and Financial Advisors

Question #3
As a condition to granting a loan, a creditor can:

A. accept assignment from an existing policy
B. require insurance in an amount greater than the debt
C. require insurance coverage through a specific insurer
D. assess a higher interest rate if insurance is not purchased

Question #4
A consumer wishes to purchase an insurance policy that covers pre-existing illnesses. The consumer contacted the producer who informed the consumer:

A. there are some health insurance plans that cover pre-existing conditions with a surcharge
B. there are no out-of-pocket fees for persons with pre-existing conditions
C. the consumer ' s pre-existing condition will not stop the consumer from enrolling in a Qualified Health Plan (QHP) on the Exchange
D. there are no plans that cover pre-existing conditions

Question #5
Under the Affordable Care Act (ACA), for a woman 40 years or older, mammograms are:

A. not covered under the rules of ACA because mammograms are not considered preventative health care
B. covered under only health plans that offer mammogram coverage
C. covered under preventative services annually at no cost
D. not covered if a family member has been formally diagnosed with breast cancer

Solutions: